I am hoping that this blog will help you and me experience the craft of crochet as well as knitting. During times of silence or turmoil, crochet and knitting continuously help me quiet my mind at my own pace, enabling me to find my center. I have patterns for sale in PDF Format, you can find them at their own Pages at the top menu. The posts are classified By labels which are at the far right, all the way down. We are the Borg! I think it will bring Order into Chaos!

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Saturday, May 21, 2011

Zinio and Knitter's Magazine

I just bought this magazine or rather e-magazine from the Zinio website.  AM I glad I did not buy a subscription at this time.  Did you know buying from Zinio is considered a Foreign Transaction by most US BANKS and thus you will get a foreign transaction fee? Use one of your credit cards that does not charge Foreign Transaction Fees and you will be fine. The payments are processed in the Netherlands.  I told one of their customer service guys that they need to tell people in their CART or E-CART that there may be a foreign transaction fee by the issuer of the credit or debit card  for the transaction.  I don't mind paying such a fee, but I want to know that it is going to be charged.  I have travelled enough and purchased enough things online to understand that.  The fact that is puzzling is that I was charged US dollars.  I guess next time I will use a different Credit Card.  Now you Know, If you buy things from the Zinio Website you may have an extra charge, not from them of course, but from your bank.  The customer service rep that answered my email was very sweet, and try to make me feel like an idiot. In the end he understood that I know what Foreign Service Transaction Fees are, I have paid them before, but I knew I was going to Pay them, is very different than when you don't know. A big whatever right?  I told him I was going to blog about it, because I don't want other people to find this as a surprise either.  Now you know!

I was totally surprised and did not expect this.  I have many times purchased things in the Internet and when there was a foreign currency , I expected the currency fee.  I paid in US Dollars.  Well my Bank knows Best.  Thanks to the Gods  I have other Credit and Debit Cards that don't charge these fees.  Be aware if you purchase from Zinio that you may be charged a Foreign Transaction Fee by your Bank.  Thanks for stopping by!